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LIVELIHOOD PROGRAMME

 

Women have the power to give life andJagaran believes that she is naturally empowered to change the lives as well. The Organization has provided skill development training to some of the women who were provided credit facilities. The programme aims at enterprise development through credit facilities and capacity building of the poor women. The programme includes such income generation activities like as poultry, livestock, vegetable cultivation, pisiculture and small trades. The following skill development trainings have been conducted/ organised.

Financial Year

Area

Districts

Total No. of women beneficiaries

2013 -2014

Dimond Harbour

South

50

2014 -2015

Dimond Harbour

South

30

2015 -2016

Barasat&Dimond

North & South 24 Pgs

75

2016-2017

Rajarhat & Karanjali

North & South 24 Pgs

45

 

 

Total

155



Financial Year

Area

Districts

Total No. of women beneficiaries

2012 -2013

Rajarhat,Baranagar,Barasat

North 24Pgs.

130

2013 -2014

Rajarhat, Barasat

Do

145

2014-2015

Rajarhat, Baranagar,

Do

60

2015-2016

Rajarhat

North 24 Pgs.

30

2016-2017

Baranagar

Do

25

 

 

Total

390

Current Out Reach

 Key Operational Statistics as on 30th Nov 2018.
 Gross Loan Portfolio (Rs. Cr.) 318.06
BC Portfolio (From IDBI Bank)(Rs.Cr.) 16.29
No. of States 5
No. of districts 27
No. of Branches 108
No. of Active members 2,78,358
Loan Amount Disbursed during this period of 2018-19 351.07
Average O/S Loan (INR) 16,013
Regular Repayment Rate 99.69%
Number of Employees 645+

Rating & Grading

•   Jagaran has been assigned Grade S3 (Good) as Social Rating by M2I in 2016 (a renowned Social Rating agency).
•   It has received Grading “AA” in Code of Conduct Assessment (CoCA) conducted by ACCESS-ASSIST in 2016.
•   CARE Ratings assigned a grading ‘MFI 2’ in July 2017 .
•   CARE Ratings assigned a Rating‘BBB-/Stable’ to Jagaran on April 2018.
•   Jagaran received Skoch Order-of-Merit award in September 2016.

Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.

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