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Cycle Distribution


Jagaran is highly active and efficient toward uplifting the academic lives of children who are struck with poverty. Jagaran humbly believes in the saying, “Poverty is not being without money, but being without hope”. Henceforth, It always stays in the forefront towards facilitating the education of those in need. Distribution of cycles is one of the many initiatives taken by Jagaran to help the children in smoothening their lives.

Current Out Reach

 Key Operational Statistics as on 31st December 2017.
 Gross Loan Portfolio (Rs. Cr.) 198.83
BC Portfolio (From IDBI Bank)(Rs.Cr.) 29.7
No. of States 5
No. of districts 27
No. of Branches 101
No. of Active members 2,08,492
Loan Amount Disbursed during this period of 2017-18 229.53
Average O/S Loan (INR) 13,808
Regular Repayment Rate 99.05%
Number of Employees 500+

Rating & Grading

•   Jagaran has been assigned Grade S3 (Good) as Social Rating by M2I in 2016 (a renowned Social Rating agency).
•   It has received Grading “AA” in Code of Conduct Assessment (CoCA) conducted by ACCESS-ASSIST in 2016.
•   CARE Ratings assigned a grading ‘MFI 2’ in July 2017 .
•   Staff strength 520+CARE Ratings assigned a Rating‘BBB-/Stable’ to Jagaran on March 2017.
•   Jagaran received Skoch Order-of-Merit award in September 2016.

Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.

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