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Mission, Vision and Values

VALUES


Transparency- 
We provide precise and distinct information to our clients about our credit policy and educate them about the terms of financial services that our clients can rely on.
  
Integrity- Integrity means being true to ourselves and being honest, upright, and decent in our dealings with others. We believe that high standards of governance, participation, management and reporting are critical to our mission to serve our clients and to uphold core social values.
       
Determination-  Our clients are the lifeblood of our organization. So, we are determined to serve them well and secure. We will safeguard personal information of clients, only allowing disclosures and exchange of such information to others who are authorized to see it, with the knowledge and consent of clients.

Innovation-  We believe that our clients deserve fair and efficient microfinance services. We will provide these services to them in as convenient, participatory and timely manner as possible.


MISSION STATEMENT


To build a professionally managed Microfinance institution that is able to achieve a healthy amalgamation of social and financial sustainability through economic empowerment as well as employment generation and entrepreneurship amongst the economically backward sections of the population in India.

VISION STATEMENT


Empower women of weaker sections of the society and integrate them with the mainstream through financial inclusion in an efficient, equitable and transparent manner and ensure their access to better livelihood, health and education.

Current Out Reach

 Key Operational Statistics as of 28th Feb 2019.
 Gross Loan Portfolio (Rs. Cr.)    373.06
 BC Portfolio (From IDBI Bank)(Rs.Cr.)      19.11
 No. of States             5
 No. of districts           27
 No. of Branches         115
 No. of Active members 2,94,103
 Loan Amount Disbursed (Rs. Cr) during this period of 2018-19    512.44
 Average O/S Loan (INR)    17,485
 Regular Repayment Rate   99.79%
 Number of Employees         670

Ratings and Grading

Agencies

Rating / Grading Month

Rating / Grading / COCA

Rating / Grading / Score

ICRA

May, 2018

Rating

BBB-/Stable

CARE

May, 2018

Rating

BBB-/Stable

SMERA

August, 2018

Grading

M2

SMERA

August, 2018

COCA

C2

Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.


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