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Mission, Vision and Values

The word Jagaran has been derived from Sanskrit and means "a stage of wake fulness" jagaran intends to awaken the economically challenged sections of the society and makes them overcome despair and assist them in building a better life

Values

Jagaran has adopted the following core value: Transparency - Integrity - Determination - Innovation

Vision Statement

Empower wome of weaker Sections of society and integrate them with the mainstream through financial inclusion in an effician equitable and transparent manner and ensure their access to better livelihood , health and educatiion.

Mission

To build a Professionally managed MIcrofinance institution that is able to achievement a healthy amalgament of social and financial sustainabilty through economics empowerment as well as employment generation and faster entrepreneurship amongst the economicaly backword sections of the population in India . Jagaran is head quartered in kolkata and is working in the neighbouring states of Bihar, Odisha jharkhand and assam

Current Out Reach

 Key Operational Statistics as of 28th Feb 2019.
 Gross Loan Portfolio (Rs. Cr.)    373.06
 BC Portfolio (From IDBI Bank)(Rs.Cr.)      19.11
 No. of States             5
 No. of districts           27
 No. of Branches         115
 No. of Active members 2,94,103
 Loan Amount Disbursed (Rs. Cr) during this period of 2018-19    512.44
 Average O/S Loan (INR)    17,485
 Regular Repayment Rate   99.79%
 Number of Employees         670

Ratings and Grading

Agencies

Rating / Grading Month

Rating / Grading / COCA

Rating / Grading / Score

ICRA

May, 2018

Rating

BBB-/Stable

CARE

May, 2018

Rating

BBB-/Stable

SMERA

August, 2018

Grading

M2

SMERA

August, 2018

COCA

C2

Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.

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