Through our site we have tried to communicate how we perceive microfinance and how eradication of poverty is possible through combined efforts. In a world where income is skewed, distribution of resources and benefits are unequal and no two things are alike, how can we ensure that the minimum reaches the maximum?
When smart people put their abilities together, they come out with workable solutions. When investors provide funds and are assured of returns, when donors provide grants without expecting returns, when governments launch schemes that are managed well and when delivery mechanisms are fine tuned to peak efficiency, reaching out to millions seems a possible goal. The recipients of the largesse also need to show initiative to rise up to these efforts and use these lifelines to make significant changes that can alter their lives for the better.
That process is in place and alongside exist various development initiatives to foster sustainable growth. We believe in participation to change the world. We also believe that there are no fool proof solutions. Every method works in some way. However, some have higher impact than that of others. Through our venture, we intend to work hard to reduce hardship.
Best Branch Award for the period of October 2014 to March 2015 goes
to “Patirajpur” Branch and Best Area Award goes to “ Malda” Area
RATING & GRADING
(1) Grading of Micro Financing Institution( MFI) done by CARE ANALYSIS & RESEARCH LTD. and assigned
a Grading of “ MFI 2”( MFI two) in April 2, 2015.
(2) Credit Rating Report done by CRISIL and assigned a RATING OF “ BB/stable( Assigned) ” in January 2015.
(3) RATING of SOCIAL PERFORMANCE MANAGEMENT done by M2i Consulting.
(4) LOAN PORTFOLIO AUDIT also done by M2i Consulting.
(5) Code of Conduct Assessment (CoCA) done by “ ACCESS-ASSIST”
Everything we do at Jagaran is motivated by a deep commitment to the needs of our members. This commitment expresses itself in the following ways.